Albany Homes under $800,000

Welcome to Albany, New York, a city steeped in rich history and vibrant culture, nestled in the heart of Albany County. This charming capital city offers a unique blend of urban sophistication and small-town warmth, making it an ideal place for families, professionals, and retirees alike. With its picturesque landscapes along the Hudson River and a burgeoning arts scene, Albany is not just a place to live; it’s a place to thrive.

For those seeking a home in this captivating city, you’ll be delighted to discover a variety of options available under $800,000. From historic brownstones that echo the grandeur of the past to modern townhouses equipped with contemporary amenities, Albany’s real estate market caters to diverse tastes and lifestyles. Families can find spacious homes with lush yards, perfect for outdoor gatherings, while young professionals may prefer sleek condos in the heart of downtown, close to bustling cafes, shops, and cultural attractions.

Albany is also known for its excellent schools, vibrant community events, and easy access to outdoor activities, including parks and hiking trails. The city’s rich history is showcased in its stunning architecture and museums, providing endless opportunities for exploration. With an affordable housing market and a welcoming atmosphere, Albany is not just a destination; it’s a place where memories are made and dreams come true.

Explore the possibilities of calling Albany home, and discover how this enchanting city can elevate your lifestyle—all while staying within your budget!

Newest Albany Homes under $800,000

$324,900

4 Beds ⋅ 2 Baths ⋅ 202628786 MLS

349D Madison Avenue, Albany, NY 12210 — Held by the same family for many years, this three-story brick townhouse sits on one of Madison Avenue's most established stretches, steps from Washington Park and around the corner from Lark Street. The home keeps the character you'd expect in Albany's Center Square/Hudson-Park Historic District: original woodwork, high ceilings, and large formal living and dining rooms. A well-planned layout with generous open spaces makes it easy to live in. The property offers two clear paths. It can stay a spacious single-family home, or it can be reconfigured as a two-unit property. The layout lends itself to a one-bedroom garden-level apartment with a three- to four-bedroom unit above. Buyer to verify conversion with the City of Albany. The outdoor features are rare for downtown Albany. There is a front yard, a private backyard, off-street parking, and a detached garage. The garage provides storage and added value for a buyer ready to restore it. The location puts you minutes from Albany Medical Center, the Empire State Plaza, the State Capitol, and downtown Albany. Access to I-787 and I-90 is quick for regional travel. This is a distinctive historic Albany townhouse offering character, flexibility, and value at this price point.

349D Madison Avenue, Albany

$540,000

4 Beds ⋅ 3 Baths ⋅ 202628779 MLS

Welcome to 31 Lacy Lane, a 4 bedroom, 2.5 bath Colonial in a quiet Colonie neighborhood just off Albany Shaker Road, in the sought after North Colonie School District. This location is hard to beat, with quick access to I 90 and the Northway (I 87) making commutes to downtown Albany, the Capitol, and surrounding areas a breeze. You're just minutes from Colonie Center, Wolf Road shopping and dining, Albany International Airport, Siena College, and Loudonville. The first floor offers a foyer, formal living and dining rooms, a half bath, and a kitchen that opens to a spacious family room with a wood burning fireplace and sliders to the deck. A bright sunroom with vaulted ceilings and skylights adds flexible living space. Upstairs you'll find four bedrooms and a full bath, with hardwood floors throughout much of the home. The lower level features a game room, great room, full bath, and laundry. Outside, enjoy an in-ground pool, deck, and fenced backyard on a level 0.36 acre lot. Additional highlights include central air, natural gas heat, and a 2 car attached garage. Some photos have been virtually decluttered to show the home's potential; the home is currently occupied and contains personal belongings. Bring your vision!

31 Lacy Lane, Albany

$220,000

6 Beds ⋅ 2 Baths ⋅ 202628775 MLS

Prime Albany investment location offering unbeatable convenience and vibrant neighborhood living! Located directly across the street from the green open spaces and playground of Colby Park—and just steps from historic Swinburne Park—this home puts recreation right at your doorstep. Everyday errands are effortless with CDTA bus routes around the corner and premier shopping/dining at Westgate Plaza and Central Ave under 3 minutes away. Enjoy quick, easy access to all of Albany's best cultural hubs: just ~5-7 minutes (~2 miles) to historic Washington Park and the boutique dining, arts, and coffee shops of vibrant Lark Street, and under 10 minutes (approx. 3.5 miles) to Downtown Albany, the State Capitol complex, and major highways. A rare find combining quiet parkside views with rapid access to everything the Capital District has to offer! Roof Is only 5 years old & newer hot water tanks. Street Parking. 1st Floor unit is vacant 2nd Floor unit will be Vacant on 11/30/2026 at the latest

32 Colby Street, Albany

$299,900

6 Beds ⋅ 3 Baths ⋅ 202628760 MLS

Solid 3 unit brick building left vacant for the new owner to choose their own tenant and pull in the 2026 projected rents for Albany. For a 2 bedroom is $1,702 per flat. Fresh ROP's will be handed over for the new landlord. $5,106 per month. Loads of updates in 2021 + silicone coated roof in 2021. THREE apartments left vacant on purpose for the new owner to choose their own tenant. 2 BRAND NEW BOILERS FOR 2 APARTMENTS & ONE BRAND NEW SPACE HEATER FOR THE 3RD UNIT - $17-18K Value. The 1st floor unit has washer & dryer hookups. Features include hardwood flooring, ceramic tile, some newer windows and a back deck.

54 Alexander Street, Albany

$305,000

3 Beds ⋅ 1 Baths ⋅ 202628725 MLS

Welcome to this charming, classic Colonial on a quiet residential street in Albany! Bright and inviting, this home features hardwood floors, a flexible floor plan, and a cozy gas fireplace that serves as the focal point of the living room, creating a warm and welcoming place to relax. The kitchen offers updated granite counters, flooring, and backsplash, flowing into the adjoining dining area and living room for an airy feel ideal for everyday living and entertaining. Upstairs, three spacious bedrooms provide comfortable retreats, with the flexibility to accommodate a home office, guest room, or hobby space. The possibilities continue in the full basement, offering additional storage and the opportunity to create more finished living space to suit your needs, with a basement waterproofing system already in place for added peace of mind. Outside, enjoy the privacy of the fenced backyard, surrounded by mature landscaping. The recently stained deck provides a wonderful setting for outdoor dining and entertaining with family and friends. Additional features include newer central air, front door, and a one-car garage offering convenient parking and extra storage. Enjoy a desirable location with walkability to restaurants, along with nearby bus service and easy access to parks, shopping and everyday amenities. Blending timeless Colonial charm, inviting living spaces, and a private outdoor retreat, this delightful home offers comfort, character, and room to make it your own!

347 S Main Avenue, Albany

$324,900

3 Beds ⋅ 2 Baths ⋅ 202628680 MLS

Classic Albany architecture meets thoughtful, modern updates in this beautifully maintained home, where every detail has been carefully considered. From the moment you step onto the welcoming front porch, the attention to detail is evident throughout. Bright, inviting living spaces benefit from an abundance of natural light, with replacement windows, skylights and second-floor sun tunnels bringing daylight into the home. The cohesive interior renovation features high quality materials and finishes, complemented by extensive structural and mechanical updates. These include a new roof, added insulation, mini-split air conditioning, a rebuilt porch and deck, a replacement water heater, a new driveway and garage floor, and more. The first floor is ideally designed for both everyday living and entertaining. A spacious entryway leads to the gracious living room with wood-burning fireplace, while the formal dining room is complemented by an additional sitting room, offering plenty of space to live and gather with family and friends. The well-designed kitchen offers generous storage and ample workspace. Surprisingly large closets, a walk-up attic and a dry, usable basement provide ample storage. Start your morning on the east facing porch and end your day on the deck enjoying the sunset. Outside, enjoy mature trees, attractive landscaping, a back deck and a two-car garage. Set in a walkable, convenient location with easy access to major Albany employers, colleges, hospitals, and major highways, this is a home that brings together classic character, modern updates and exceptional care.

19 Ver Planck Street, Albany

$324,000

6 Beds ⋅ 3 Baths ⋅ 202628676 MLS

Located in Albany's historic Mansion District, 101 Philip Street is a three-unit property offering an excellent opportunity for investors and owner-occupants alike. The building features three two-bedroom apartments and was extensively renovated in 2015 with all new building systems, including plumbing and heating, as well as updated kitchens and bathrooms. Each apartment features wood flooring and in-unit laundry. Utilities are separately metered, with tenants responsible for their own heat. Additional amenities include a shared backyard and convenient access to Empire State Plaza, the State Capitol, and downtown Albany. With two units currently vacant, the property offers immediate leasing flexibility and projected gross rental income of $49,680 annually ($4,140/month) based on estimated market rents.

101 Philip Street, Albany

$399,900

5 Beds ⋅ 2 Baths ⋅ 202628658 MLS

A RARE TWO-FAMILY OPPORTUNITY—A HOME OF YOUR OWN WITH RENTAL INCOME POTENTIAL! Welcome to 29 Turner Place, a well-maintained legal two-family in Albany's desirable Whitehall neighborhood. 5 bedrooms, and 2 full bathrooms across two units. Make one unit your home and rent the other to help offset ownership costs, or add this versatile property to your investment portfolio. Spacious living areas, attractive flooring, inviting kitchens, and beautifully finished bathrooms create a welcoming feel throughout. A generous front yard and spacious backyard offer room for outdoor dining, gardening, and relaxing. The exceptionally spacious, partially finished basement offers ample storage and the opportunity to complete the remaining space to suit your vision, subject to any required approvals. Enjoy the space you want, a desirable Albany location, and the flexibility of two-family ownership. Schedule your private showing today!

29 Turner Place, Albany

$414,900

3 Beds ⋅ 3 Baths ⋅ 202628641 MLS

A blend of traditional and contemporary style, this 1993-built home offers far more space inside than meets the eye. Featuring 3 bedrooms and 3 full baths, including both first floor and second floor master suites, and a first floor laundry closet, it provides exceptional flexibility for today's living. The inviting living room dining room combo with vaulted ceilings opens to a kitchen with SS appliances and dining area, sliding glass doors leading to the deck, creating an easy indoor-outdoor flow. A large open front porch and one-car attached garage add to the home's appeal. The 75% finished basement offers additional room for hobbies, or storage. Significant upgrades were completed in 2017, including heating and cooling systems, roof, windows and driveway, ensuring comfort and efficiency.

39 Victoria Way, Albany

$259,999

3 Beds ⋅ 2 Baths ⋅ 202628621 MLS

Open House: Saturday 10/24 from 12-2! Classic Albany charm with character around every corner! Built in 1918, this 3 BR, 1.5 BA home offers approx. 1,350 sq ft of manageable living space, featuring hardwood floors throughout, built-ins, a formal dining room, and convenient 1st-floor laundry. Enjoy the outdoors from the covered front or back porch, or entertain on the stamped concrete patio. A 2-car garage adds convenience, while the carpeted attic offers additional storage/flex possibilities. Conveniently located near hospitals, parks, and local eateries. Come see all this home has to offer!

32 Cuyler Avenue, Albany

$469,900

4 Beds ⋅ 2 Baths ⋅ 202628572 MLS

Two Family Albany, NY. Nestled off of New Scotland Avenue in Albany's Upper Part, this two-family home offers a rare and quiet invitation. First floor offers a large living room and cozy fireplace. Formal dining room, two comfortable bedrooms: the primary is generous size, opens to a large walk-in closet and a three-season room, An ideal nook for morning coffee. Full basement holds possibilities and includes the laundry room. Second unit includes a combined living room open to the dining area. Two bedrooms, primary bedroom room leads to an extra room, possibilities for an office or laundry room. Attached garage. Plenty of parking space. Large backyard. Close to all shopping, hospitals, highways. The choice is yours to continue to rent or step into ownership for the future.

5 Berncliff Avenue, Albany

$309,900

6 Beds ⋅ 2 Baths ⋅ 202628552 MLS

Welcome to 238 Morris St, a versatile 2,616 sq ft. two-family offering six bedrooms and two full baths in Albany's convenient Park South neighborhood. Built in 1920 and thoughtfully updated, this property includes a newer roof, new heating system, new water line, updated kitchens, and in-unit laundry for both units. The property is completely vacant and easy to show. When rented, it generated $3,250 in monthly income, with room to grow. At a roughly 7% cap rate in a desirable area close to Washington Park, Albany Medical Center, Russell Sage and Albany Law on a quiet street, this is an attractive investment for investors and house-hackers alike. Schedule your showing today!

238 Morris Street, Albany

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Albany Homes under $800,000

Newest Albany Homes under $800,000

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