Summit Homes under $400,000

Welcome to Summit, New York—a hidden gem nestled in the picturesque Schoharie County. This charming town offers a delightful blend of rural tranquility and community spirit, making it an ideal destination for families, retirees, and anyone seeking a peaceful lifestyle away from the hustle and bustle of city life.

Summit is surrounded by breathtaking natural beauty, with rolling hills, lush forests, and scenic landscapes that invite outdoor enthusiasts to explore. Whether you enjoy hiking, biking, or simply soaking in the beauty of nature, Summit has something to offer everyone. The town is also steeped in history, with quaint architecture and historical landmarks that tell the story of its rich past.

For those looking to settle down in this idyllic location, Summit boasts a variety of homes available for under $400,000. These affordable properties provide an excellent opportunity for first-time buyers, families seeking more space, or investors looking for a promising rental market. From charming single-family homes to cozy cottages, you’ll find a range of options that cater to diverse tastes and budgets.

Summit’s strong sense of community is evident in its local events, farmer's markets, and friendly neighbors. With excellent schools and a welcoming atmosphere, it’s no wonder that so many people are choosing to call this lovely town home. If you’re ready to embrace a lifestyle filled with charm, community, and affordability, Summit, NY, is waiting for you. Come explore your future home today!

Newest Summit Homes under $400,000

$340,000

2 Beds ⋅ 1 Baths ⋅ 202626528 MLS

Very Private Ranch style 2-bedroom 1 bath home all on one level with large wrap around Trex deck and covered porch. House has metal roof, ceramic tile floors, wood stove. Outbuilding has full size washer dryer. Great guest room or extra living space. Central A/C. 24 KW Automatice Guardian Generator. Frost free hydrant. 10 acres of level wooded land, with winding trails throughout. Pond has a nice walking path all the way around. Electric at the pond. Large Barn, concrete floor, subpanel, shelving and work bench. Great place to keep the equipment, tools, 4 wheelers. This Barn is 30x60 with metal roof and12 ft x 12 ft overhead door. This one checks all the boxes, don't miss your opportunity to own your private getaway or new country home. 24 KW automatic Generator. Close to area Lakes and adjoins over 800 acres of recreational state land. Clapper Hollow Forest. Easy commute to Capital area. 3 hours to NYC. Minutes to I-88

221 Stone Ridge Drive, Summit

$125,000

2 Beds ⋅ 1 Baths ⋅ 202621565 MLS

What if the perfect getaway is a vintage trailer on a hilltop with a million-dollar view? Welcome to 118 Lookout Drive in Summit, New York, where 24.3 acres of rolling Schoharie County countryside are yours to imagine. Perched where air is crisp and the views stretch for miles, this two-bedroom, one-bathroom home is a blank canvas with serious potential. Picture string lights on the wrap-around deck, a fire pit under the stars, and nothing but open land in every direction. With a little imagination and some work, this hilltop hideaway could become the coolest weekend escape or short-term rental in the region. The home itself is a groovy vintage trailer that needs some work, but it's made for simple, easy living, so you can enjoy every bit of being out in the countryside. The retro kitchen is beautiful if you love vintage, and the dedicated, almost mad-man-like dining area is the perfect spot to enjoy whatever treasures you brought home from all the local farmers' markets, farms, and homestead makers. Or when you step out to the wrap-around deck, you have a front-row seat to the changing seasons and the spectacular vistas that define this corner of Upstate New York. A pier-and-beam foundation, durable metal roof, handy storage shed, and fully fenced back yard round out the essentials, while the dirt driveway adds to the authentic rural charm. And when you are ready for a little small town life, it is never far. Just down the road, grab fresh roasted coffee at the Charlotteville General Store, catch live music with friends at the Peppercorn Tavern, or spend an afternoon exploring the local museum. You have choices at this price for all this acreage, but this vintage trailer has features that would let anyone with the right vision breathe new life into its handsome qualities. Whether you are dreaming of a peaceful primary residence, a rustic weekend retreat, or an income-producing getaway, 118 Lookout Dr gives you the land, the view, and the vision to make it happen.

118 Lookout Drive, Summit

$89,900

5 Beds ⋅ 2 Baths ⋅ 202620996 MLS

5 Bedroom 2 Bath Cir 1890 Victorian Home walking distance to Summit Lake. Large living room with original hardwood staircase, hardwood floors. Lots of natural light from full size windows, 10 ft ceilings. Kitchen island used for breakfast nook. Full dining room, downstairs bedroom and full bath. Upstairs has 4 bedrooms 1 full bath with large soaking tub. New furnace and new hot water heater. Laundry room. Rear deck needs replacing. Home in need of TLC. A wonderful home to restore, you can live in the it while you work on the improvements. It is really a solid home with good bones. Sold AS IS. Cobleskill Richmondville School District. Minute to I-88. Summit is well known for the great outdoors. Lots of state land nearby. snowmobile trails. Easy commute to the Capital District. Tammy Silvestri-Putnam - Better Spaces Realty- (518) 312-7334

1623 Charlotte Valley Road, Summit

$42,000

202530323 MLS

Attention all contractors, investors, and visionary buyers! This property and its 1.7 acres of land offer a unique opportunity to create your own private retreat. Located along the scenic county road. It's walking distance of Burnt-Rossman Hills State Park and only 3.5 miles from Looking Glass Pond. Snowmobile trails are close by for recreation. A new electric panel already on site. Structure is unsafe to enter-no interior access permitted. Septic status unknown, if any. Drilled well and dug well in the woods, condition unknown. Buyers must be accompanied by agents. Cash only. Hold harmless required to view property.

109 Rossman Hill Road, Summit

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Summit Homes under $400,000

Newest Summit Homes under $400,000

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