Galway Homes under $400,000

Welcome to Galway, New York – a hidden gem nestled in the heart of Saratoga County. Known for its picturesque landscapes and friendly community, Galway offers a unique blend of rural charm and modern convenience. With its serene lakes, lush forests, and rolling hills, this quaint town is perfect for those seeking a peaceful retreat while still being within reach of the vibrant energy of nearby Saratoga Springs.

Galway is steeped in history, boasting a rich heritage that is reflected in its well-preserved architecture and welcoming atmosphere. The town is home to several local parks, community events, and recreational activities that cater to families, outdoor enthusiasts, and anyone looking to embrace a slower pace of life. Whether you’re hiking the scenic trails or enjoying a summer concert in the park, Galway offers a warm, small-town vibe that is hard to resist.

For homebuyers seeking affordability without sacrificing quality, Galway presents an exciting opportunity. With a selection of charming homes available for under $400,000, this area is ideal for first-time buyers, families, or anyone looking to invest in a peaceful lifestyle. From cozy cottages to spacious family homes, the real estate market in Galway is diverse, ensuring that you’ll find the perfect fit for your needs.

Imagine waking up to the sounds of nature, enjoying the beauty of the changing seasons, and being part of a close-knit community. Galway is not just a place to live; it’s a place to thrive. Discover your dream home in this enchanting town and experience the best of what upstate New York has to offer!

Newest Galway Homes under $400,000

$380,000

2 Beds ⋅ 2 Baths ⋅ 202628805 MLS

Enjoy year-round living near Galway Lake with access to the private, sandy Adabar-Fink Beach! Situated on a .45-acre corner lot just one parcel back from the lake (the parcel that seperates this property from the lake is also for sale), this renovated 2-bedroom, 1.5-bath home offers lake views and a welcoming enclosed front porch. The updated kitchen features hickory cabinetry and solid-surface countertops, while the primary bedroom includes an attached half bath. Vinyl siding, a full basement, and a garage beneath the home add everyday practicality. Enjoy beach days and a comfortable home to return to in every season. An additional opportunity: the lakefront parcel separating this property from the water is currently offered separately through another brokerage, creating the possibility of purchasing both for a home with direct lake frontage.

5779 Lake Road, Galway

$298,900

3 Beds ⋅ 1 Baths ⋅ 202628155 MLS

Great rehab project with this 3 BR one bath home on well over 3/4 of an acre with a huge garage. In public records, the garage is listed as a 3-car garage that is 720 sq. ft. in size. This property is extremely close to Galway Lake and had membership in an HOA providing access to Adabar Fink Beach.

5886 Lake Road, Galway

$275,000

2 Beds ⋅ 1 Baths ⋅ 202627424 MLS

Built in 1830, this 2-bedroom, 1-bathroom home has great bones, timeless charm, and a list of recent updates, all on a beautifully landscaped 3.95-acre corner lot just outside the village of Galway. While the home could use some TLC to make it your own, much of the important work has already been done for you. The heart of the home is the kitchen, where original wide plank wood floors set the tone and flow openly into the dining area, perfect for everyday meals or gathering. Large windows throughout fill the rooms with natural light, and a classic central staircase anchors the home's traditional layout. The spacious living room offers plenty of room to relax, and the first-floor bathroom has been tastefully updated. Upstairs, two bedrooms are separated by a flex space, could be used as an office making it ideal for working from home, a reading nook, or a creative space. Off the kitchen, a handy pantry provides extra storage, along with stairs leading down to the basement and the one-car garage tucked beneath the house. Recent improvements include a freshly painted exterior (August 2026)), a rebuilt chimney with a newly installed 30-foot stainless steel liner (August 2026), nearly all updated energy-efficient windows, a recently serviced boiler (July 2026), and a freshly pumped septic system (July 2026). The big-ticket items are done, so you can focus your energy on the finishing touches. Outside is where this property truly shines. The current owner is an avid gardener, and her care and creativity are on display throughout the grounds, with established plantings that bring color and life to every season. You'll find Lillies, Lavender, mint and other plants & flowers blooming year round. With nearly four acres to enjoy, there's room to garden, explore, expand, or simply take in the peace and privacy of country living, all just minutes from the village.

1832 Perth Road, Galway

$384,000

4 Beds ⋅ 2 Baths ⋅ 202625397 MLS

Personal reasons force sale. Home has recently inspected to include structural, pest, radon, septic and well. Home is in excellent condition with brand new central air. Versatile layout with first floor bedroom and updated full bath, modern kitchen with dining area, living room and family room with wood stove. 3 additional bedrooms and an updated full bath on the 2nd floor. Amazing four-season room with full wall of windows for your own in-home getaway. Patios, deck and an awesome firepit for your outdoor entertaining. Oversized 2 car garage/barn has loft space above and additional bay storage for all your yard equipment. Never worry about losing power with the amazing whole house generator system. Low Saratoga Co taxes. Ability to join the exclusive and desirable Jeffers Grove/Sunset Beach Association. As members in good standing of the association, you gain access to fantastic lake amenities including the use of the beach, volleyball courts, docks, and a pavilion complete with a kitchen. Please note that there are additional charges like securing dock space or renting the pavilion for your own private gathering. This is a rare opportunity for a perfectly conditioned home with all the benefits of lake life! Home is easy to show so make your appt now.

5647 Lake Road, Galway

$378,000

3 Beds ⋅ 2 Baths ⋅ 202619199 MLS

*OpenHouse this Saturday 9/26 11a to 1p* This Galway Lake, custom-built 3-bedroom, 1.5-bath retreat offers the perfect blend of modern comfort, outdoor recreation and peaceful country living. Built in 2019 and meticulously maintained, the home sits on 1.98 private acres in the sought-after Sunset Beach community. Step inside to a bright, open-concept living, dining and kitchen area featuring vaulted ceilings and expansive windows that fill the space with natural light. The thoughtfully designed layout offers a spacious feel while maintaining the warmth and charm of a cozy cottage retreat. Additional features include a convenient Jack-and-Jill full bath, main-floor laundry, three mini-split heating and cooling units and a Generac generator. Designed for easy indoor-outdoor living, enjoy morning coffee on the screened porch, entertain family and friends on the deck or simply relax and take in the peaceful natural surroundings. As a member of the Sunset Beach Community, you'll enjoy access to Galway Lake for kayaking, canoeing, fishing, swimming and electric boating, along with community beach access and recreational areas. Year-round fun is right at your doorstep--whether it's summer, spring, winter or fall, there is always something to do. Enjoy beautiful Upstate New York fall foliage, snowshoeing and cross-country skiing, or explore nearby hiking destinations including Glowegee Creek Trail and the Galway Nature Preserve. Winter enthusiasts will appreciate being approximately 10 miles from Royal Mountain and 20 miles from Maple Ski Ridge. Perfect as a year-round home, weekend getaway or potential short-term rental opportunity, this property offers incredible versatility. Conveniently located less than an hour from Saratoga Springs, SPAC, Lake George and the Adirondacks, it's an ideal home base for enjoying everything the region has to offer.

6063 Woodside Road, Galway

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Galway Homes under $400,000

Newest Galway Homes under $400,000

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