Schenectady Homes under $300,000

Welcome to Schenectady, New York – a hidden gem nestled in the heart of the Capital Region. Known for its rich history and vibrant culture, Schenectady offers a delightful blend of urban amenities and suburban charm. With its picturesque neighborhoods, historic architecture, and a welcoming community, this city is an ideal place for families, young professionals, and retirees alike.

One of the most appealing aspects of Schenectady is its affordability. For homebuyers seeking value, the city boasts a variety of homes priced under $300,000. Whether you're looking for a cozy bungalow, a spacious family home, or a charming townhouse, Schenectady has something to suit every taste and budget. Many of these homes come with modern updates while retaining their historical character, allowing you to enjoy the best of both worlds.

Schenectady is also home to a thriving arts scene, with the Proctors Theatre offering a range of performances from Broadway shows to concerts. The city’s parks and recreational facilities provide ample opportunities for outdoor enthusiasts, while the nearby Mohawk River offers scenic views and leisure activities.

With its convenient location just a short drive from Albany and a robust public transportation system, commuting is a breeze. Plus, residents enjoy access to quality schools, diverse dining options, and a variety of shopping experiences.

If you're considering a move to Schenectady, you’ll find a welcoming community and an array of affordable housing options that make this city a wonderful place to call home. Come explore Schenectady – where history meets opportunity!

Newest Schenectady Homes under $300,000

$225,000

7 Beds ⋅ 2 Baths ⋅ 202628797 MLS

Two-family opportunity in Schenectady's Mont Pleasant neighborhood, perfect for the investor or flipper ready to take on their next project! This 1910 duplex offers 1,746 sq ft with a spacious 4 bedroom, 1 bath first-floor unit and a 3 bedroom, 1 bath second-floor unit. Each unit features a combined living and dining room, its own kitchen, and a covered front porch. Character details include a bay window and hardwood flooring. Natural gas forced air heat, separate electric meters, and tenants pay heat, electric, cable, and internet. Full basement offers great storage. Level lot with a deep backyard. In need of TLC, bring your vision and build equity. CONVENTIONAL OR CASH ONLY.

1037 Cutler Street, Schenectady

$274,900

4 Beds ⋅ 2 Baths ⋅ 202628754 MLS

Excellent Opportunity to own a Nice Single Family Home in the thriving City of Schenectady. This Beautiful property has been well cared for and offers 4 Bedrooms and 2 Full Bathrooms. Stunning Kitchen with Granite Countertops and Stainless Steel Appliances. Gorgeous Bathrooms with Ceramic Tile. Many more updates throughout. Large Front Porch to relax on after a long day. Plenty of Off Street Parking. Close to Shopping, Restaurants, Schools, Parks, Bus Line and more. This House will not last long. Schedule your viewing today!

1040 Lakeview Avenue, Schenectady

$280,000

2 Beds ⋅ 1 Baths ⋅ 202628751 MLS

Open House Saturday 10/24 from 12-2: Imagine enjoying more than a year of electricity credits while benefiting from an impressive array of energy-efficient features! This impeccably maintained home offers an opportunity to embrace a more energy-conscious lifestyle with solar panels, newer windows, a Bosch heat-pump water-heating system, a heat-pump dryer, foam-sealed perimeter rim joists, added attic insulation, a high-efficiency gas furnace and range, a backup generator, and more. With electricity credits already in place, enjoy the potential for significantly reduced electric bills! Inside, discover extensive updates and renovations throughout, including a remodeled bathroom, an expanded primary bedroom, and a thoughtfully added kitchen nook offering versatile space for casual dining, a home office, or other creative pursuits. Outside, enjoy a large, fully fenced private yard featuring a garden area and a new garden shed—perfect for outdoor enjoyment, gardening, and additional storage. The spacious, dry basement offers a wealth of possibilities for future expansion, recreation, hobbies, or additional functional living space. Combining thoughtful improvements, energy-conscious features, flexible living spaces, and a private outdoor retreat, this distinctive property offers comfort, versatility, and outstanding potential. A rare opportunity to enjoy energy-efficient living with comfort and added value!

438 Clayton Road, Schenectady

$138,000

2 Beds ⋅ 1 Baths ⋅ 202628748 MLS

**Your Opportunity to Own Starts Here!** Why keep paying rent when you could have a place to call your own? Cute, economical, and conveniently located, this charming 2-bedroom, 1-bath ranch is a great place to start! Enjoy easy one-floor living, central air conditioning, an attached one-car garage, and a newer storage shed. Offering 836 square feet of living space, this home is full of potential and ready for your personal touches. Close to shopping, dining, and everyday conveniences. An affordable opportunity to make homeownership a reality!

256 Perry Street, Schenectady

$289,000

6 Beds ⋅ 2 Baths ⋅ 202628705 MLS

Located in The Central State Street Neighborhood. 2-Family 6 Bedrooms 2 Full Baths 2 Car Garages. Call to View!

327 Furman Street, Schenectady

$270,000

4 Beds ⋅ 3 Baths ⋅ 202628699 MLS

This well-maintained 4-bedroom, 2.5-bath home offers a wonderful combination of comfort, functionality, and space for entertaining. Inside, you'll find a beautifully cared-for interior, while the unfinished basement provides additional flexible space currently used as an additional entertainment area, complete with fresh paint, vinyl flooring, and bright lighting. Outside, enjoy a garden area, a rear shed perfect for entertaining, and a separate storage shed for added convenience. A carport and garage provide additional parking and storage options. With plenty of space both inside and out, this home offers versatility for everyday living, hobbies, and gatherings. Don't miss the opportunity to make this property your own!

1680 Carrie Street, Schenectady

$164,900

3 Beds ⋅ 2 Baths ⋅ 202628670 MLS

Affordable single-level ranch with great bones, ready for your modern updates! 1534 Unadilla Street offers 3 bedrooms, 2 full baths, and 1,260 sq ft all on one floor, including first-floor laundry, in a convenient Schenectady location just off Nott St. The layout already works well, with a living room, formal dining room, and an eat-in kitchen with ample cabinet space, so you can focus your renovation budget on finishes and style rather than reconfiguring walls. Bring your vision to the kitchen and baths and build instant equity. Outside, the level, landscaped 0.14-acre lot offers a deep, open backyard bordered by mature trees and evergreens, plus a patio, storage shed, covered carport, and off-street parking for up to four vehicles. Practical features include low-maintenance vinyl siding, forced air heat, circuit breakers, public water and sewer, a pull-down attic, and a partial basement with sump pump. Whether you're looking for a home to personalize or a long-term investment with solid upside, this one is priced right at $164,900. Opportunities like this don't last long in this market. Schedule your showing today!

1534 Unadilla Street, Schenectady

$244,900

2 Beds ⋅ 1 Baths ⋅ 202628648 MLS

Fantastic opportunity to own this beautifully updated Cape Cod in the Mohonasen School District! This charming, move-in-ready 2-bedroom home offers the perfect blend of comfort, character, and modern updates. Step outside to your own private backyard oasis, featuring a fully fenced yard, spacious covered porch with recessed lighting, inviting fire pit area, and newer shed—ideal for relaxing, entertaining, or enjoying peaceful evenings outdoors! Inside, you'll appreciate the convenience of bright and inviting first-floor living, featuring an updated kitchen with solid surface countertops and stainless steel appliances, beautiful hardwood floors, and a tiled full bathroom. The full basement offers abundant storage, a potential root cellar or cold room, and a newly finished game/recreation room. The finished attic provides additional flexible space, perfect for a home office, creative studio, or extra storage. Numerous recent improvements include a new kitchen (2022), stainless steel appliances (2022), washer and dryer (2022), windows (2019), Navien on-demand hot water boiler, shed (2025), covered rear porch (2025), and fire pit (2025). With its private outdoor retreat, versatile living spaces, and extensive updates already completed, this delightful home truly has so much to offer! A must-see property that needs to be experienced in person to be fully appreciated. Schedule your private showing today!

2020 Greenpoint Avenue, Schenectady

$269,900

3 Beds ⋅ 2 Baths ⋅ 202628592 MLS

LOCATION, CHARM & ROOM TO SPREAD OUT! Welcome to 2627 Consaul Road, Schenectady! This charming home checks all the boxes with a convenient location, an expansive lot, and a versatile open floor plan. Situated in a neighborhood close to everyday amenities, directly across from a school and next door to a daycare, convenience is right at your doorstep. Step outside and discover a HUGE yard featuring two separate fenced areas with a gate between them, offering endless possibilities for outdoor entertaining, play space, gardening, and plenty of room for your four-legged family members. Inside, enjoy the charm of great-room living, a NEW kitchen, and convenient first-floor laundry. The spacious first-floor bedroom features vaulted ceilings and access to a deck, perfect for enjoying slow mornings with your coffee or unwinding at the end of the day. Upstairs, two generously sized bedrooms and a full bath with a whirlpool tub and a large walk-in closet provide additional comfort and space. Need only two bedrooms? Transform the first-floor bedroom into an incredible family room, home office, or flexible living space to suit your needs. With its appealing layout, oversized lot, and unbeatable convenience, this home offers space, versatility, and value all in one. Don't miss your opportunity to make this charming property your own!

2627 Consaul Road, Schenectady

$259,900

4 Beds ⋅ 2 Baths ⋅ 202628550 MLS

Fantastic opportunity to own a well-maintained two-family home in a convenient Schenectady location! This property features two spacious 2-bedroom, 1-bath apartments, offering flexibility for both owner-occupants and investors. The first-floor unit is currently owner-occupied, presenting an excellent opportunity to live in one unit while generating rental income from the other. A standout feature is the additional lot included with the property, providing extra outdoor space and potential for future use. Conveniently located within walking distance of shopping, schools, public transportation, and neighborhood amenities. Whether you're looking to expand your investment portfolio or offset your mortgage with rental income, this property offers plenty of possibilities! 24-hour notice required.

808 Sprague Street, Schenectady

$149,900

4 Beds ⋅ 2 Baths ⋅ 202628390 MLS

Investment opportunity or owner occupy this centrally located two-family near Union College. Two bedrooms and one bathroom in each unit and ready for your updates to make this a prize property.

9 Jackson Place, Schenectady

$239,900

4 Beds ⋅ 2 Baths ⋅ 202628368 MLS

Single family residence , conveniently located walking distance to Central park , State Street and shopping area.

143 Haigh Avenue, Schenectady

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Schenectady Homes under $300,000

Newest Schenectady Homes under $300,000

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