Schenectady Homes under $400,000

Schenectady Homes under $400,000

Welcome to Schenectady, New York – a city rich in history, culture, and opportunity! Nestled in the heart of the Capital Region, Schenectady boasts a vibrant community with a diverse array of amenities, making it an ideal place to call home. With its charming downtown area, scenic parks, and a variety of local shops and restaurants, you'll find everything you need right at your fingertips.

Schenectady is not only known for its historical significance, being one of the birthplaces of the American Industrial Revolution, but it also offers an affordable real estate market that appeals to a wide range of buyers. If you're searching for homes under $400,000, you'll be delighted to discover a plethora of options that cater to various lifestyles and preferences. From cozy bungalows to spacious family homes, Schenectady provides a wealth of choices that fit your budget without compromising on quality.

The city is also home to a number of excellent schools, making it a fantastic option for families. With easy access to major highways and public transportation, commuting to nearby cities like Albany and Troy is a breeze, allowing you to enjoy the best of both worlds – a peaceful suburban lifestyle with urban conveniences just a short drive away.

Whether you're a first-time homebuyer, a growing family, or looking to downsize, Schenectady welcomes you with open arms. Explore the charm and affordability of this hidden gem in New York, and discover why so many are choosing to make Schenectady their home sweet home!

Newest Schenectady Homes under $400,000

2892 W Lydius Street, Schenectady
$274,900
3 Beds ⋅ 1 Baths ⋅ 202628858 MLS
Welcome to this charming three-bedroom, one-bath home located in a highly desirable neighborhood within the award-winning Guilderland School District! This home features a beautifully remodeled bathroom (2020), a new washer and dryer (2020), central air conditioning, and a spacious family room with a cozy gas fireplace. An additional den featuring beautiful knotty pine offers a warm and inviting space to relax and unwind. The home also boasts a generously sized primary bedroom, providing plenty of room and comfort. Situated on a lovely lot with a private backyard, this property offers a wonderful setting for outdoor enjoyment. Additional features include a one-car garage and a convenient carport for extra covered parking. With a little TLC and your personal touches, this home has tremendous potential to truly shine! Located in an excellent neighborhood and a sought-after location, this property is priced to sell and offers a fantastic opportunity to make it your own. Don't miss out!

2892 W Lydius Street, Schenectady
803 Congress Street, Schenectady
$250,000
4 Beds ⋅ 1 Baths ⋅ 202628852 MLS
Fully updated and move-in ready! This 4 bedroom, 1 bath Schenectady home blends turn-of-the-century character with fresh, modern finishes throughout. Step inside to new luxury vinyl plank flooring, crown molding, and a bright, neutral palette. The open living and dining area is anchored by statement light fixtures and large windows that fill the space with natural light. The modern kitchen features white shaker cabinetry, quartz-look countertops, subway tile backsplash, matte black hardware, and stainless steel appliances including a gas range, microwave, and refrigerator. A first floor full bath showcases a stylish tiled walk-in shower and new vanity. Upstairs, four generously sized bedrooms offer flexibility for family, guests, or a home office. Enjoy the rear deck overlooking a level, fenced backyard ready for your personal touch. Full basement provides additional storage. Natural gas forced air heat and public water and sewer. Conveniently located near Broadway with easy access to downtown Schenectady, shopping, dining, and major routes. Schedule your showing today!

803 Congress Street, Schenectady
801 Congress Street, Schenectady
$275,000
3 Beds ⋅ 2 Baths ⋅ 202628851 MLS
Fully updated two-family in Schenectady, ready for an owner occupant or investor to step right in. Both units have been renovated with crisp white shaker style cabinetry, stone countertops, tiled backsplashes, and durable vinyl plank flooring throughout. The first floor unit offers 2 bedrooms and 1 full bath, while the second floor unit features 1 bedroom and 1 full bath, each with a combined living and dining area and its own range and refrigerator. Baths are finished with modern tile and sleek black fixtures. Separate electric and water meters, with tenants responsible for electric and heat. Natural gas forced air heating, full basement for storage, and a freshly finished rear deck add to the appeal. Level, low maintenance lot with public water and sewer, close to Broadway and everyday conveniences. A turnkey opportunity with strong rental potential and minimal work needed. Schedule your showing today!

801 Congress Street, Schenectady
1309 Sumner Avenue, Schenectady
$309,900
3 Beds ⋅ 2 Baths ⋅ 202628841 MLS
Timeless brick Cape offering the perfect blend of classic charm, modern updates, and versatile living spaces! Rich hardwood floors, a striking wood-burning fireplace, and custom built-in bookcases create an inviting living room filled with character. The beautifully updated kitchen features sleek quartz countertops, stainless steel appliances, a stylish tile backsplash, breakfast bar, and generous cabinetry. Beyond the kitchen, an expansive family room with French doors provides seamless access to an impressive deck and fully fenced backyard, creating the ultimate setting for outdoor entertaining and everyday enjoyment. The thoughtfully designed floor plan offers two spacious first-floor bedrooms, while the second level is dedicated to a private bedroom suite with its own full bath. Updated bathrooms, newer windows, and included security cameras and alarm systems add to the home's appeal. A wonderful combination of charm, functionality, and indoor-outdoor living!

1309 Sumner Avenue, Schenectady
1811 Randolph Road, Schenectady
$349,900
3 Beds ⋅ 3 Baths ⋅ 202628824 MLS
Open House: Saturday, 10/24 from 12-2. Charming mid-century split ranch on a tree-lined street in a convenient Schenectady location! Thoughtfully updated throughout, this home features hardwood floors, a brick exterior, central air, and a long list of improvements. Enjoy the new composite deck with a reinforced area for a hot tub, accessible through a new dining room slider. Additional updates include a gas fireplace insert, RM Pena windows with a lifetime warranty (transferarable), updated bathrooms, new hot water heater and water softener, and a new garage door opener. Other highlights include a generator hookup, gutters, irrigation system, dry creek for proper drainage, and a walk-in cedar closet. The kitchen was the final piece of the update to be done (imagine the possibilities to make it your own)! Walk to Ellis Hospital and Union College, with downtown Schenectady's dining, entertainment, and amenities just minutes away!

1811 Randolph Road, Schenectady
1225 Helderberg Avenue, Schenectady
$354,900
3 Beds ⋅ 3 Baths ⋅ 202628809 MLS
Beautifully remodeled and situated on a desirable end lot, this exceptional home blends timeless charm with modern updates throughout. Original hardwood floors, three generously sized bedrooms, and a finished basement with a full bath offer comfort and versatility. In-ceiling speakers in basement dining room and first bedroom. Enjoy a private, fenced backyard featuring an all-season gazebo and charming fish pond. Additional highlights include a garage, central air, and a newer furnace. A rare opportunity to own a move-in-ready home with style, space, and standout features—schedule your private showing today before this one is gone!

1225 Helderberg Avenue, Schenectady
1037 Cutler Street, Schenectady
$225,000
7 Beds ⋅ 2 Baths ⋅ 202628797 MLS
Two-family opportunity in Schenectady's Mont Pleasant neighborhood, perfect for the investor or flipper ready to take on their next project! This 1910 duplex offers 1,746 sq ft with a spacious 4 bedroom, 1 bath first-floor unit and a 3 bedroom, 1 bath second-floor unit. Each unit features a combined living and dining room, its own kitchen, and a covered front porch. Character details include a bay window and hardwood flooring. Natural gas forced air heat, separate electric meters, and tenants pay heat, electric, cable, and internet. Full basement offers great storage. Level lot with a deep backyard. In need of TLC, bring your vision and build equity. CONVENTIONAL OR CASH ONLY.

1037 Cutler Street, Schenectady
1114 McClellan Street, Schenectady
$310,000
6 Beds ⋅ 2 Baths ⋅ 202628785 MLS
This two family has many special feaures - Hardwood flors, natural woodwork and doors throughout - New roof on the house - Rebuilt front porches - Fabulous 30' x 24' concrete block garage with brick front has room for two vehicles plus lawn mower, snow blower and tools - Laundry closet in 1st floor apartment - Gorgeous kitchen cabinets in 1st floor unit - Updated kitchen on 2nd floor - Updated baths - Hardwood floors in VG condition through out - Separate heat & utilities - Don't miss this one as it is really nice.

1114 McClellan Street, Schenectady
1040 Lakeview Avenue, Schenectady
$274,900
4 Beds ⋅ 2 Baths ⋅ 202628754 MLS
Excellent Opportunity to own a Nice Single Family Home in the thriving City of Schenectady. This Beautiful property has been well cared for and offers 4 Bedrooms and 2 Full Bathrooms. Stunning Kitchen with Granite Countertops and Stainless Steel Appliances. Gorgeous Bathrooms with Ceramic Tile. Many more updates throughout. Large Front Porch to relax on after a long day. Plenty of Off Street Parking. Close to Shopping, Restaurants, Schools, Parks, Bus Line and more. This House will not last long. Schedule your viewing today!

1040 Lakeview Avenue, Schenectady
438 Clayton Road, Schenectady
$280,000
2 Beds ⋅ 1 Baths ⋅ 202628751 MLS
Open House Saturday 10/24 from 12-2: Imagine enjoying more than a year of electricity credits while benefiting from an impressive array of energy-efficient features! This impeccably maintained home offers an opportunity to embrace a more energy-conscious lifestyle with solar panels, newer windows, a Bosch heat-pump water-heating system, a heat-pump dryer, foam-sealed perimeter rim joists, added attic insulation, a high-efficiency gas furnace and range, a backup generator, and more. With electricity credits already in place, enjoy the potential for significantly reduced electric bills! Inside, discover extensive updates and renovations throughout, including a remodeled bathroom, an expanded primary bedroom, and a thoughtfully added kitchen nook offering versatile space for casual dining, a home office, or other creative pursuits. Outside, enjoy a large, fully fenced private yard featuring a garden area and a new garden shed—perfect for outdoor enjoyment, gardening, and additional storage. The spacious, dry basement offers a wealth of possibilities for future expansion, recreation, hobbies, or additional functional living space. Combining thoughtful improvements, energy-conscious features, flexible living spaces, and a private outdoor retreat, this distinctive property offers comfort, versatility, and outstanding potential. A rare opportunity to enjoy energy-efficient living with comfort and added value!

438 Clayton Road, Schenectady
256 Perry Street, Schenectady
$138,000
2 Beds ⋅ 1 Baths ⋅ 202628748 MLS
**Your Opportunity to Own Starts Here!** Why keep paying rent when you could have a place to call your own? Cute, economical, and conveniently located, this charming 2-bedroom, 1-bath ranch is a great place to start! Enjoy easy one-floor living, central air conditioning, an attached one-car garage, and a newer storage shed. Offering 836 square feet of living space, this home is full of potential and ready for your personal touches. Close to shopping, dining, and everyday conveniences. An affordable opportunity to make homeownership a reality!

256 Perry Street, Schenectady
327 Furman Street, Schenectady
$289,000
6 Beds ⋅ 2 Baths ⋅ 202628705 MLS
Located in The Central State Street Neighborhood. 2-Family 6 Bedrooms 2 Full Baths 2 Car Garages. Call to View!

327 Furman Street, Schenectady
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