Stillwater Homes under $400,000

Welcome to Stillwater, New York – a hidden gem nestled in the heart of Saratoga County! This charming town offers a perfect blend of small-town warmth and modern conveniences, making it an ideal location for families, retirees, and everyone in between. With its picturesque landscapes, rich history, and a strong sense of community, Stillwater is a place where you can truly feel at home.

Stillwater is renowned for its scenic beauty, with the Hudson River gracefully winding through the area, providing opportunities for outdoor recreation such as boating, fishing, and hiking. The town’s historical roots are evident in its well-preserved architecture and local landmarks, which tell the story of its vibrant past. Residents enjoy a peaceful lifestyle, complemented by easy access to nearby Saratoga Springs, where you can find a bustling downtown filled with shops, restaurants, and cultural activities.

For those seeking affordable housing options, Stillwater shines with a variety of homes available for under $400,000. Whether you’re looking for a cozy starter home, a charming cottage, or a spacious family residence, there are plenty of choices to suit your needs and budget. The real estate market here offers exceptional value, allowing you to invest in a quality home without breaking the bank.

In Stillwater, you’ll find not just a house, but a community that welcomes you with open arms. Explore the local parks, attend community events, and enjoy the friendly atmosphere that makes this town truly special. Discover your perfect home in Stillwater, where affordability meets charm in a picturesque setting!

Newest Stillwater Homes under $400,000

$110,000

5 Beds ⋅ 2 Baths ⋅ 202627111 MLS

Side by side duplex on large cornner lot with detached 2 car garage in back. Walk to town and river front.---Seller Pays: Buyer uses Premium Title Services, the seller's preferred title partner and closing agent. This lets the buyer bypass the title insurance fee, related search costs and reduced escrow/settlement fees, since the seller will cover those charges. The average charges for title search and insurance is $1225 & escrow/settlement fees is $875, resulting in an overall savings of ~$1660 for buyers, who opt for Premium Title Services.

22 Lake Street, Stillwater

$165,000

2 Beds ⋅ 1 Baths ⋅ 202626938 MLS

Small in size, big on potential! Tired of paying someone else's mortgage? This charming turn key 2 bedroom, 1 bath home has already seen several updates, while still offering the opportunity to add your own style and make it truly shine. The manageable footprint makes it a great option for a first home, downsizing, or anyone looking for a low-maintenance space. Enjoy a convenient location within walking distance to local eateries and the Hudson River, where you can take in beautiful views from Blockhouse Park. A short drive to Vermont, Saratoga Springs and Albany. Bring your vision and make this little gem your own!

7 Palmer Street, Stillwater

$95,000

4 Beds ⋅ 2 Baths ⋅ 202626489 MLS

Renovation already started. NEW FORCED AIR HEAT/AC SYSTEM. Good sized lot almost all fenced in and room for a GARAGE. Small 1/2 bath started up stairs. Big Full bath down just off dining kitchen area.

6 Center Street, Stillwater

$277,777

3 Beds ⋅ 2 Baths ⋅ 202625931 MLS

Village charm, Hudson River access, and a layout full of potential -- welcome to Stillwater. This 3 bedroom, 1.5 bath colonial sits in the heart of the Village of Stillwater, just steps from the Hudson River and close to parks and school. At 1,900 sq ft the layout is generous and flexible with a bonus room that could easily serve as a fourth bedroom, and a 3-season room that extends your living space into the warmer months. A fenced yard with patio rounds out the outdoor space. First floor laundry, a paved driveway, and a new front porch add practical convenience. The home has good bones and spacious rooms throughout -- a canvas ready for the next owner to put their own stamp on and build equity in one of the region's most charming villages. The Village of Stillwater is one of those quietly special places -- a tight-knit community with the Hudson River nearby, close to Saratoga Springs, the Battlefield, and everything the region has to offer.

809 Hudson Avenue, Stillwater

$209,900

5 Beds ⋅ 2 Baths ⋅ 202625010 MLS

Welcome to 47 West Street - a deceptively spacious property packed with potential! Whether you're an investor searching for your next renovation project or a homeowner ready to make a few updates and build instant equity, this property offers an exciting opportunity. As an added convenience, the driveway is maintained and plowed by the cell company servicing the neighboring tower. With plenty of room, strong upside potential, and a property ready for your vision, 47 West Street could be the opportunity you've been waiting for. Bring your ideas and make it your own! Showings start Saturday 8/29.

47 West Street, Stillwater

$345,000

3 Beds ⋅ 2 Baths ⋅ 202623097 MLS

Opportunity is knocking in the heart of Stillwater! This unique property offers the perfect blend of comfortable living and incredible potential. The attached 3-bedroom ranch features hardwood floors throughout, an updated kitchen, an updated full bath, and a spacious living room with soaring vaulted ceilings that create an open, inviting atmosphere. What truly sets this property apart is the former florist shop attached to the home. Whether you're looking for space to operate a small business (buyer to verify permitted uses), create a workshop or studio, or convert it back to suit your needs, the possibilities are endless. Situated on a road with excellent visibility and set on a generous 0.41-acre lot, this property offers an ideal opportunity for entrepreneurs, hobbyists, or anyone dreaming of working from home. If you've been searching for a home that offers character, flexibility, and endless potential, this is one you won't want to miss. Schedule your private showing today and discover all the possibilities this one-of-a-kind property has to offer!

401 Hudson Avenue, Stillwater

$335,000

4 Beds ⋅ 2 Baths ⋅ 202621022 MLS

Welcome home to this well-maintained 4-bedroom, 2-bath home situated on just over an acre in Stillwater. The inviting interior features a spacious country kitchen, comfortable living areas, a primary bedroom with private bath, and a cozy woodstove. Step outside to enjoy the large deck, fenced yard and in-ground pool—perfect for relaxing or entertaining. An oversized two-car garage with additional workspace provides plenty of room for vehicles, storage and hobbies. Conveniently located with easy access to Saratoga Springs, Malta, Clifton Park and surrounding communities, this home offers space, privacy and plenty to enjoy both indoors and out.

96 Brickhouse Road, Stillwater

$224,000

5 Beds ⋅ 3 Baths ⋅ 202620921 MLS

Craftsman style bungalow home in the Village of Stillwater. Newer vinyl windows and recently remodeled. Four bedrooms, two and a half baths. The kitchen has granite counters. First floor master suite with walk-in shower. Open concept living and dining room with half bath

811 Hudson Avenue, Stillwater

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Stillwater Homes under $400,000

Newest Stillwater Homes under $400,000

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