Schenectady Homes under $200,000

Schenectady Homes under $200,000

Welcome to Schenectady, New York, a vibrant city that beautifully blends rich history with modern conveniences. Nestled in Schenectady County, this charming locale is renowned for its strong sense of community and an exceptional school district that prioritizes educational excellence. The Schenectady City School District is committed to fostering a nurturing environment where students can thrive academically and socially. With a diverse range of programs, dedicated educators, and a focus on innovation, parents can feel confident that their children are receiving a top-notch education.

For families looking to settle in this dynamic city, Schenectady offers an array of homes under $200,000, making it an affordable choice for first-time buyers or those seeking to downsize. These homes often feature unique architectural styles, spacious yards, and proximity to local parks and amenities, providing a perfect backdrop for creating lasting memories.

Living in Schenectady means enjoying a rich tapestry of cultural experiences, with local theaters, art galleries, and vibrant community events that celebrate the city's heritage. The nearby Mohawk River offers picturesque views and recreational opportunities, while the city's convenient access to major highways makes commuting to nearby Albany and beyond a breeze.

If you're considering a move to Schenectady, you'll find not only a welcoming community but also a supportive educational system that lays the foundation for a bright future. Explore the charming homes available in this thriving city, and discover the perfect place to call home!

Newest Schenectady Homes under $200,000

2117 Hugh Street, Schenectady
$195,000
2 Beds ⋅ 2 Baths ⋅ 202629068 MLS
Perfect starter home with bonus rooms. Lots of updates including a half bath on the 1st floor, a bonus room downstairs that can function as a nice office space, partially finished basement and attic, a garage for all your tools and toys. Rest easy knowing you have a brand new roof in 2026. All this and a great location to boot. Come check it out!

2117 Hugh Street, Schenectady
113 Walnut Street, Schenectady
$165,000
2 Beds ⋅ 1 Baths ⋅ 202629036 MLS
I spy something affordable, comfortable, finished with some great charm; and now you have too! Somehow both cozy and spacious. Great layout allows for a large living room and a guest room or child's room on the first floor. The kitchen offers galley type efficiency but saves enough room for a small dining area. The full bath is off the kitchen and has laundry just a few steps away. The second floor is where the space is. There is an office or den layout on the top of the stairs with great natural light and through the den you'll find a very large bedroom. Both rooms on the second floor have skylights which is a rare but underappreciated feature that you'll be sure to enjoy. To speak on the affordability factor, taxes are very low at around $2,150.00 per year. With this sized home you should find low costs of living and still enough space to feel comfortable. So come take a look at see how 113 Walnut feels as your next home.

113 Walnut Street, Schenectady
327 Manchester Road, Schenectady
$199,900
3 Beds ⋅ 1 Baths ⋅ 202628328 MLS
OPEN HOUSE SUNDAY OCTOBER 25, 11AM-1PM. Welcome home to this 3-bedroom, 1-bath ranch situated on a spacious lot. This move-in ready home features a bright living room, an eat-in kitchen, and easy one-floor living. The partially finished basement provides additional living space. Outside, enjoy a large backyard perfect for entertaining, gardening, or play, along with a storage shed for added convenience. Conveniently located near shopping, dining, schools, and major roadways, this home offers comfort, functionality, and great value.

327 Manchester Road, Schenectady
1632 Hawthorne Street, Schenectady
$199,900
3 Beds ⋅ 1 Baths ⋅ 202627359 MLS
OPEN HOUSE, Saturday, Oct. 10th from 11-1. Welcome to 1632 Hawthorne Street, a charming 3-bedroom, 1-bath bungalow located in Schenectady's Mont Pleasant neighborhood. This well-maintained home offers comfortable one-level living with approximately 928 square feet of living space, featuring hardwood floors, an eat-in kitchen with convenient pantry storage, and a full basement providing plenty of additional storage space.

1632 Hawthorne Street, Schenectady
844 Albany Street, Schenectady
$50,000
2 Beds ⋅ 2 Baths ⋅ 202626928 MLS
Here is your opportunity to bring this property back! The first floor can be an apartment or store front with proper City approvals. There is already a residential unit on the second floor. However, the building requires a full rehab. Cash or renovation financing to be considered. This is owned by the City of Schenectady. All offers must include proof of funds for offer price and minimum reserves of $62,500. A scope of work can be submitted to support your offer. Buyer to verify the taxes. City owned property is exempt. Offer deadline for November PMC meeting is 10/26/26. No offers will be considered by the PMC prior to the November meeting.

844 Albany Street, Schenectady
233 Park Place, Schenectady
$199,000
2 Beds ⋅ 2 Baths ⋅ 202626705 MLS
This well-maintained multi-family property is a great starting investment opportunity. Both units are vacant and move-in ready, with in-unit washers and dryers for added convenience. Located just minutes from Union College, this desirable location attracts strong rental demand. The property is ready for immediate occupancy. Don't miss out--schedule your showing today!

233 Park Place, Schenectady
2206 William Street, Schenectady
$200,000
2 Beds ⋅ 1 Baths ⋅ 202625686 MLS
Great location, great price, and plenty of potential! Welcome to this cozy bungalow situated on a desirable double lot, offering a wonderful opportunity to make it your own. The inviting interior features 2 bedrooms, 1 full bath, tall ceilings, an enclosed front porch, and a full basement providing plenty of storage or future possibilities. Step outside and enjoy the spacious backyard, complete with an above-ground pool--perfect for relaxing or entertaining. A 1-car garage and plentiful off-street parking add even more convenience. A great opportunity at an attractive price--come see all this charming bungalow has to offer!

2206 William Street, Schenectady
526 Summit Avenue, Schenectady
$139,000
2 Beds ⋅ 2 Baths ⋅ 202625504 MLS
This newly constructed townhome, offered through the Affordable Homeownership Opportunity Program (AHOP), provides a modern and affordable path to homeownership for moderate-income first-time buyers. Designed with contemporary finishes and quality craftsmanship, the home offers both comfort and style at a budget-conscious price making it an ideal choice for those seeking long-term stability and equity in a growing community. Let us help you get into your dream home! This home is currently under construction and slated to be finished by the end of the Month (April). Pictures are what the home will look like.

526 Summit Avenue, Schenectady
559 Summit Avenue, Schenectady
$139,000
2 Beds ⋅ 2 Baths ⋅ 202625497 MLS
This newly constructed townhome, offered through the Affordable Homeownership Opportunity Program (AHOP), provides a modern and affordable path to homeownership for moderate-income first-time buyers. Designed with contemporary finishes and quality craftsmanship, the home offers both comfort and style at a budget-conscious price making it an ideal choice for those seeking long-term stability and equity in a growing community. Let us help you get into your dream home! This home is currently under construction and slated to be finished by the end of the Month (April). Pictures are what the home will look like.

559 Summit Avenue, Schenectady
557 Summit Avenue, Schenectady
$139,000
2 Beds ⋅ 2 Baths ⋅ 202625496 MLS
This newly constructed townhome, offered through the Affordable Homeownership Opportunity Program (AHOP), provides a modern and affordable path to homeownership for moderate-income first-time buyers. Designed with contemporary finishes and quality craftsmanship, the home offers both comfort and style at a budget-conscious price making it an ideal choice for those seeking long-term stability and equity in a growing community. Let us help you get into your dream home! This home is currently under construction and slated to be finished by the end of the Month (April). Pictures are what the home will look like.

557 Summit Avenue, Schenectady
528 Summit Avenue, Schenectady
$139,000
2 Beds ⋅ 2 Baths ⋅ 202625493 MLS
This newly constructed townhome, offered through the Affordable Homeownership Opportunity Program (AHOP), provides a modern and affordable path to homeownership for moderate-income first-time buyers. Designed with contemporary finishes and quality craftsmanship, the home offers both comfort and style at a budget-conscious price making it an ideal choice for those seeking long-term stability and equity in a growing community. Let us help you get into your dream home! This home is currently under construction and slated to be finished by the end of the Month (April). Pictures are what the home will look like.

528 Summit Avenue, Schenectady
503 Mumford Street, Schenectady
$165,000
3 Beds ⋅ 2 Baths ⋅ 202625491 MLS
This newly constructed townhome, offered through the Affordable Homeownership Opportunity Program (AHOP), provides a modern and affordable path to homeownership for moderate-income first-time buyers. Designed with contemporary finishes and quality craftsmanship, the home offers both comfort and style at a budget-conscious price making it an ideal choice for those seeking long-term stability and equity in a growing community. Let us help you get into your dream home!

503 Mumford Street, Schenectady
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