Troy Homes under $300,000

Welcome to Troy, New York, a vibrant city nestled in the heart of Rensselaer County, where history meets modern living. Known for its charming architecture and rich cultural heritage, Troy offers residents a unique blend of urban amenities and small-town warmth. One of the standout features of this area is its highly regarded school district, which is dedicated to providing quality education and fostering a nurturing environment for students.

The Troy City School District is committed to academic excellence, offering a diverse range of programs designed to meet the needs of every learner. With a focus on innovation and community engagement, the district boasts dedicated educators and a variety of extracurricular activities that help students thrive both academically and socially. Parents can rest assured knowing that their children are receiving a well-rounded education that prepares them for future success.

For those looking to make Troy their home, the real estate market is inviting, with a selection of beautiful homes available for under $300,000. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, you’ll find an array of charming houses that reflect the city’s character. From cozy single-family homes to modern townhouses, there’s something for everyone in this affordable price range.

Living in Troy means enjoying not just a great education for your children but also access to a dynamic community filled with parks, shops, and cultural attractions. Embrace the opportunity to be part of this thriving city where you can create lasting memories in a place you’ll love to call home!

Newest Troy Homes under $300,000

$249,000

3 Beds ⋅ 1 Baths ⋅ 202629062 MLS

They don't build them like this anymore! This beautifully maintained ranch-style home is a perfect example of why! Built in 1966 by its original owners, this charming home reflects the quality craftsmanship, solid construction, and pride of ownership that are so hard to find today. Offering 1,404 square feet of living space, this 3-bedroom home features beautiful real hardwood flooring, a ceramic tile bathroom, and a warm, inviting layout filled with timeless character. An additional sunroom provides wonderful extra living space, perfect for relaxing, entertaining, or simply enjoying the changing seasons. Situated on a quiet dead-end street, this home offers a peaceful setting with a welcoming front porch and a backyard deck, ideal for outdoor gatherings. Lovingly owned by the same family since 1966, this is more than just a house — it's a home built with quality, character, and a lifetime of memories. A rare opportunity to own a truly special property where classic craftsmanship meets endless possibilities! All furnishings are negotiable. Being sold as is. Brand new HVAC unit recently installed. HVAC is brand new this month

45 Francis Street, Troy

$199,000

3 Beds ⋅ 2 Baths ⋅ 202629022 MLS

Opportunity knocks in Troy! This 3-bedroom, 2-bath single-family home offers solid bones, key updates, and room to add value. Inside you'll find hardwood floors, recessed lighting, and a renovated full bath with tile flooring, a tiled tub surround, and a white shaker vanity. The walkout lower level adds flexible living space with a dedicated laundry room, utility sink, and a separate mechanical room featuring a newer Carrier gas boiler with hot-water baseboard heat and circuit breaker electric. Outside, the property has vinyl siding, an architectural shingle roof, a private backyard with a fenced area and fire pit, and mature trees for seasonal color. The home needs some cosmetic updating and lower-level attention, making it ideal for investors, first-time buyers looking to build equity, or anyone wanting to put their own finishing touches on a home. Convenient to Pawling Ave shopping, downtown Troy, RPI, and major commuter routes. Being sold AS-IS. Bring your vision and make it shine!

193 Ford Avenue, Troy

$290,000

3 Beds ⋅ 1 Baths ⋅ 202628910 MLS

Beautiful maintained ranch close to Hudson Valley Community College, shops, stores and restaurants. Situated on a large lot this home has plenty of room inside and out with 2 large bedrooms upstairs and a finished basement with an additional bedroom and family room.

10 Brentwood Avenue, Troy

$189,000

3 Beds ⋅ 1 Baths ⋅ 202628867 MLS

- Situated on a quiet dead-end street, this well-maintained three-bedroom brick home offers comfort, convenience, and plenty of potential! Perfect for first-time homebuyers or investors looking to expand their rental portfolio. Conveniently located near shopping, dining, Hudson Valley Community College, and major highways, offering easy access to everything the area has to offer. Don't miss this great opportunity—schedule your private showing today!

10 Van Every Avenue, Troy

$279,500

3 Beds ⋅ 2 Baths ⋅ 202628787 MLS

Welcome home to this charming property tucked away on a quiet dead-end street! A welcoming paver walkway and landscape walls create great curb appeal. Numerous updates include a new roof (2021), new side stairs and front landing, and a new garage door (2022). The remodeled kitchen features granite countertops and stainless-steel appliances, while the spectacular updated full bath showcases beautiful finishes. Hardwood floors run throughout.. A remodeled half bath and convenient first-floor laundry add to the appeal. The third bedroom offers versatility as a four-season sunroom or a beautiful study overlooking the backyard. The abundance of windows makes this a bright home. Enjoy the private backyard with a paver patio, perfect for entertaining A must-see!

6 Luther Street, Troy

$269,900

3 Beds ⋅ 1 Baths ⋅ 202628772 MLS

Welcome to 38 Pointview Drive, a classic brick bungalow nestled in Troy's charming Morningside neighborhood! Built in 1939, this inviting 3-bedroom, 1-bath home offers timeless curb appeal, generously sized bedrooms, an updated kitchen and a finished basement for additional living space. A walk-up attic offers wonderful potential for future expansion. Morningside is a neighborhood rich in character, with beautiful tree-lined streets and distinctive concrete roadways that add to its nostalgic charm. Just down the street is the 3rd hole of Frear Park Golf Course! Located in the Troy City School District, with neighborhood School 18 nearby. Convenient to shopping, hospitals, churches and public transportation, with easy access to I-787, the Northway, downtown Albany and Saratoga Springs. A wonderful combination of vintage charm, neighborhood appeal and everyday convenience!

38 Pointview Drive, Troy

$259,900

2 Beds ⋅ 2 Baths ⋅ 202628736 MLS

Enjoy townhouse living without HOA fees! Tucked away in a cul-de-sac neighborhood, this inviting 2-bedroom, 1.5-bath home offers 1,158 square feet of living space, an attached 2-car garage and a fenced backyard, all in a convenient location between Troy and Wynantskill. The spacious living room features a dramatic vaulted ceiling and wood-burning fireplace, creating an open, airy atmosphere that extends to the second-floor loft overlooking the living area. Skylights bring additional natural light into this versatile space, ideal for a home office, reading area or additional sitting room. The practical floor plan includes a kitchen with convenient first-floor laundry, updated bathrooms and generously sized bedrooms. Nearly the entire interior was freshly painted in October 2026, complementing flooring and carpeting installed in 2021. An impressive list of improvements includes a newer furnace (2020), tankless hot water heater (2022), two skylights (2025), upgraded attic insulation (2026) and a new energy recovery ventilation system (2026) designed to provide fresh-air circulation. Additional recent roof and plumbing improvements add to the home's appeal. Outside, enjoy a fenced backyard with gardening opportunities and frequent visits from local wildlife. Convenient to shopping, restaurants and everyday amenities, this home offers an appealing combination of space, comfort, recent improvements and the freedom of townhouse ownership without association fees!

26 Heyden Road, Troy

$249,000

4 Beds ⋅ 2 Baths ⋅ 202628571 MLS

Discover this all-brick, two-story, two-family property at 82 Ida Street in Troy, situated along the canal with water views from the rear yard. Each unit offers two bedrooms, an updated kitchen, and a full bath. The rear yard provides an inviting setting to relax and enjoy the canal views. A great opportunity for an owner-occupant seeking rental income or an investor looking to expand their portfolio. SELLING AS IS. The property is offered in as-is condition. Any inspections conducted are for informational purposes only. Seller will not make repairs or offer credits

82 Ida Street, Troy

$299,000

4 Beds ⋅ 2 Baths ⋅ 202628498 MLS

** OPEN HOUSE SAT 10/24 11AM-1PM! ** Your next chapter starts here! This beautifully updated home offers 4 bedrooms and 2 full bathrooms, with hardwood floors, fresh finishes, and a stylish kitchen featuring wood cabinetry, granite countertops, and stainless-steel appliances. The updated bathrooms add a clean, modern touch, while the finished upper level offers flexible space for a home office, recreation area, or 4th bedroom. Enjoy the charm of the covered front porch and the convenience of parking spaces. With thoughtful updates and character throughout, this home is ready for you to make it your own.

48 Brookview Avenue, Troy

$185,000

4 Beds ⋅ 2 Baths ⋅ 202628490 MLS

Move right in to this charming single family home situated on the Poesten Kill and in the heart of Troy's Little Italy neighborhood. This 4 bedroom, 1.5 bath home has been well maintained and has a history of strong stewardship and is ready for some cosmetic upgrades. Features include tin ceiling, hardwood floors, 2nd floor laundry and great light. Walkable to downtown shops and restaurants, close to HVCC, Rensselaer Tech Park, Hudson Mohawk bike trail, CDTA route and all that Troy has to offer. Kitty corner from the home is a community garden. Property is in a flood zone and you can fish right from your backyard!

118 Ida Street, Troy

$270,000

3 Beds ⋅ 2 Baths ⋅ 202628121 MLS

Welcome to this charming and comfortable 3-bedroom, 1.5-bath home offering space, convenience, and endless possibilities! Featuring a full basement with an abundance of storage for all your needs, a one-car garage, and a private driveway, this home offers plenty of room to make life a little easier. Location, Location, Location! Situated in the heart of Hoosick Street, you'll enjoy the convenience of having grocery stores, gyms, and everyday essentials just across the street! Everything you need is right at your fingertips. Your Backyard Oasis Awaits! Whether you envision a peaceful retreat, outdoor entertaining space, gardening haven, or the perfect place to unwind after a long day, this backyard offers endless possibilities! Please Note: This property is being sold AS IS. The sale is contingent upon the seller's successful purchase of another home. Whether you're looking for a place to call home or an opportunity to bring your vision to life, this property is ready for its next chapter!

631 Hoosick Road, Brunswick

$169,500

4 Beds ⋅ 2 Baths ⋅ 202627909 MLS

Investors take note! A great add to your portfolio. Duplex in Troy with 4 BDR 2 Full Baths. Carport in back for off street parking. Fresh paint throughout, new flooring, siding and more! Minutes to downtown Troy with Riverfront activities, shopping, dining and major interstate highways.

7 Smith Avenue, Troy

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Troy Homes under $300,000

Newest Troy Homes under $300,000

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