Troy Homes under $800,000

Troy Homes under $800,000

Welcome to Troy, New York—a vibrant city nestled in Rensselaer County, renowned for its rich history, charming architecture, and a strong sense of community. One of the most appealing aspects of Troy is its exceptional school district, which is committed to providing a high-quality education to its students. The Troy City School District is known for its dedicated educators, diverse curriculum, and a variety of extracurricular activities that foster both academic and personal growth. Families will appreciate the district's focus on innovation and community engagement, making it an ideal choice for those looking to settle down in a nurturing environment.

For homebuyers seeking affordability without compromising on quality, Troy offers a fantastic selection of homes priced under $800,000. This range includes everything from historic Victorian houses that reflect the city’s rich heritage to modern townhouses equipped with contemporary amenities. The neighborhoods are family-friendly, with parks, recreational facilities, and easy access to local shops and dining options, making it a perfect place for families and individuals alike.

Living in Troy means being part of a community that values education, culture, and the arts. With its picturesque streets and a thriving downtown, residents enjoy a blend of small-town charm and urban convenience. Whether you’re looking for a cozy starter home or a spacious family residence, Troy has something for everyone. Discover your dream home in this delightful city today, and become a part of the thriving Troy community!

Newest Troy Homes under $800,000

1 Crestwood Avenue, Troy
$299,900
3 Beds ⋅ 2 Baths ⋅ 202629273 MLS
Completely renovated and move-in ready! Welcome to this beautifully updated 3-bedroom, 2-full-bath ranch situated on a desirable corner lot in Troy, NY. Offering the perfect combination of modern updates, comfortable one-level living, and additional space to grow, this home has been thoughtfully renovated throughout in 2026. Updates include a brand-new roof, new central air conditioning, refinished hardwood floors, a beautifully updated kitchen featuring quartz countertops, and two fully renovated bathrooms. The inviting layout offers comfortable living spaces, while the incredible four-season sunroom provides the perfect place to enjoy your morning coffee, unwind, or entertain year-round. Outside, enjoy a privately fenced backyard and a newly paved driveway, with plenty of room for outdoor gatherings, gardening, or simply relaxing. The full basement offers excellent potential to be finished, creating additional living space, a recreation room, home office, or whatever best suits your needs. Conveniently located near Hudson Valley Community College, shopping, local restaurants, and everyday amenities, with easy access to everything the Capital Region has to offer. Whether you're a first-time buyer, downsizing, or looking for a beautifully updated home with room to make it your own, this Troy property is one you won't want to miss!

1 Crestwood Avenue, Troy
278 River Street, Troy
$419,900
4 Beds ⋅ 3 Baths ⋅ 202629217 MLS
Troy has a way of making you fall for its historic brick buildings, timeless architecture and beautiful riverfront charm. Now, you have the opportunity to own a piece of it. Located in the heart of downtown Troy, this distinctive three-story mixed-use building offers a unique blend of historic character and investment potential, with a connection to the Capital Region's filming of HBO's The Gilded Age. The ground-floor storefront is a blank canvas ready for your vision. Imagine a professional office, boutique, creative studio or neighborhood restaurant with your name on the door. Complimentary parking adds convenience in a bustling downtown setting. Above, the second and third floors each feature a two-bedroom, one-bathroom apartment with room to personalize and explore different layouts, including the possibility of loft-inspired living. Neither apartment has previously been rented, offering a fresh opportunity for an investor to establish rental income. Projected rent is approximately $2,900 per apartment. The possibilities are plentiful. Operate your business downstairs while generating rental income from the apartments, live in one unit while renting the other, or explore leasing all three levels as a mixed-use investment. Whether you're an experienced investor or looking to expand your portfolio, this property offers flexibility and exciting potential in one of the Capital Region's most distinctive downtown districts. Step outside and enjoy everything Troy has to offer, from the beloved Troy Waterfront Farmers Market and local restaurants to independent boutiques, historic landmarks and the Hudson River waterfront. With its rich history, vibrant arts scene and distinctive architecture, downtown Troy continues to attract residents, entrepreneurs and visitors alike. Bring your vision to life and discover the possibilities of owning a unique piece of downtown Troy.

278 River Street, Troy
36 13th Street, Troy
$309,900
5 Beds ⋅ 3 Baths ⋅ 202629119 MLS
Located just two blocks from RPI, this fully occupied three-unit property offers an attractive investment opportunity in Troy's established university rental market. Its convenient location provides easy access to campus, Prospect Park, and the shops, restaurants, and amenities along Congress Street. The sale also includes the adjacent parcel at 34 13th Street, adding valuable outdoor space and potential flexibility for parking, tenant amenities, or future improvements, subject to municipal approvals. With three occupied units, an additional parcel, and a close proximity to RPI, this property presents an opportunity for investors seeking an established rental asset with potential for future growth.

36 13th Street, Troy
45 Francis Street, Troy
$249,000
3 Beds ⋅ 1 Baths ⋅ 202629062 MLS
They don't build them like this anymore! This beautifully maintained ranch-style home is a perfect example of why! Built in 1966 by its original owners, this charming home reflects the quality craftsmanship, solid construction, and pride of ownership that are so hard to find today. Offering 1,404 square feet of living space, this 3-bedroom home features beautiful real hardwood flooring, a ceramic tile bathroom, and a warm, inviting layout filled with timeless character. An additional sunroom provides wonderful extra living space, perfect for relaxing, entertaining, or simply enjoying the changing seasons. Situated on a quiet dead-end street, this home offers a peaceful setting with a welcoming front porch and a backyard deck, ideal for outdoor gatherings. Lovingly owned by the same family since 1966, this is more than just a house — it's a home built with quality, character, and a lifetime of memories. A rare opportunity to own a truly special property where classic craftsmanship meets endless possibilities! All furnishings are negotiable. Being sold as is. Brand new HVAC unit recently installed. HVAC is brand new this month

45 Francis Street, Troy
193 Ford Avenue, Troy
$199,000
3 Beds ⋅ 2 Baths ⋅ 202629022 MLS
Opportunity knocks in Troy! This 3-bedroom, 2-bath single-family home offers solid bones, key updates, and room to add value. Inside you'll find hardwood floors, recessed lighting, and a renovated full bath with tile flooring, a tiled tub surround, and a white shaker vanity. The walkout lower level adds flexible living space with a dedicated laundry room, utility sink, and a separate mechanical room featuring a newer Carrier gas boiler with hot-water baseboard heat and circuit breaker electric. Outside, the property has vinyl siding, an architectural shingle roof, a private backyard with a fenced area and fire pit, and mature trees for seasonal color. The home needs some cosmetic updating and lower-level attention, making it ideal for investors, first-time buyers looking to build equity, or anyone wanting to put their own finishing touches on a home. Convenient to Pawling Ave shopping, downtown Troy, RPI, and major commuter routes. Being sold AS-IS. Bring your vision and make it shine!

193 Ford Avenue, Troy
20 Heather Ridge Road, Troy
$799,000
4 Beds ⋅ 3 Baths ⋅ 202628983 MLS
Welcome to 20 Heather Ridge Road, a well maintained 4 bedroom, 2.5 bathroom home tucked away in a peaceful neighborhood. This spacious home, boasts an open floor that offers the perfect combination of comfort and convenience and outdoor living. Inside offers a bright and welcoming layout with generous living space ideal for daily living and entertaining. The eat in kitchen opens seamlessly to the living area and the large windows allow for natural light to pour in. This is a must see.

20 Heather Ridge Road, Troy
84 Lord Avenue, Brunswick
$350,000
4 Beds ⋅ 3 Baths ⋅ 202628934 MLS
Tucked at the end of a dead-end street, 84 Lord Avenue sits on a sloped acre with an open field across the way. Deer and turkey cross it often enough that you'll likely spot them from the windows. It's a quiet spot, but Hoosick Street shopping and dining are only a few minutes away. Inside, the hardwood floors run throughout, and both bathrooms have been updated. The kitchen has newer appliances, and the living and family rooms connect easily, so the space works for a quiet evening or a crowd. The breakfast nook with built-ins is a comfortable place for morning coffee, and the first-floor laundry and pantry room keeps everyday chores out of the way. Fresh paint throughout gives the house a clean, ready-to-live-in feel. The acre gives you real room for a garden, play space, or whatever comes next. The septic system is newer, which is one less thing to plan around. Back roads get you to Albany, downtown Troy, and Clifton Park without fighting main-road traffic. The seller completed structural, pest, and radon inspections before listing, and the maintenance records are available for review.

84 Lord Avenue, Brunswick
2244 15th Street, Troy
$349,000
6 Beds ⋅ 3 Baths ⋅ 202628929 MLS
Fantastic investment opportunity in a prime Troy location! Welcome to 2244 15th Street, a well-positioned three-unit property offering excellent potential for investors and owner-occupants alike. Featuring a brand-new roof, newer windows, and separate utilities for each unit, this property offers valuable updates and convenient management. Ideally situated near RPI, downtown Troy, shopping, dining, and major transportation routes, the location provides easy access to everything the area has to offer. Whether you're looking to expand your investment portfolio, generate rental income, or live in one unit while renting the others, this versatile property presents a wonderful opportunity. Don't miss your chance to own a three-unit property in a desirable Troy location!

2244 15th Street, Troy
10 Brentwood Avenue, Troy
$290,000
3 Beds ⋅ 1 Baths ⋅ 202628910 MLS
Beautiful maintained ranch close to Hudson Valley Community College, shops, stores and restaurants. Situated on a large lot this home has plenty of room inside and out with 2 large bedrooms upstairs and a finished basement with an additional bedroom and family room.

10 Brentwood Avenue, Troy
10 Van Every Avenue, Troy
$189,000
3 Beds ⋅ 1 Baths ⋅ 202628867 MLS
- Situated on a quiet dead-end street, this well-maintained three-bedroom brick home offers comfort, convenience, and plenty of potential! Perfect for first-time homebuyers or investors looking to expand their rental portfolio. Conveniently located near shopping, dining, Hudson Valley Community College, and major highways, offering easy access to everything the area has to offer. Don't miss this great opportunity—schedule your private showing today!

10 Van Every Avenue, Troy
38 Pointview Drive, Troy
$269,900
3 Beds ⋅ 1 Baths ⋅ 202628772 MLS
Welcome to 38 Pointview Drive, a classic brick bungalow nestled in Troy's charming Morningside neighborhood! Built in 1939, this inviting 3-bedroom, 1-bath home offers timeless curb appeal, generously sized bedrooms, an updated kitchen and a finished basement for additional living space. A walk-up attic offers wonderful potential for future expansion. Morningside is a neighborhood rich in character, with beautiful tree-lined streets and distinctive concrete roadways that add to its nostalgic charm. Just down the street is the 3rd hole of Frear Park Golf Course! Located in the Troy City School District, with neighborhood School 18 nearby. Convenient to shopping, hospitals, churches and public transportation, with easy access to I-787, the Northway, downtown Albany and Saratoga Springs. A wonderful combination of vintage charm, neighborhood appeal and everyday convenience!

38 Pointview Drive, Troy
26 Heyden Road, Troy
$259,900
2 Beds ⋅ 2 Baths ⋅ 202628736 MLS
Enjoy townhouse living without HOA fees! Tucked away in a cul-de-sac neighborhood, this inviting 2-bedroom, 1.5-bath home offers 1,158 square feet of living space, an attached 2-car garage and a fenced backyard, all in a convenient location between Troy and Wynantskill. The spacious living room features a dramatic vaulted ceiling and wood-burning fireplace, creating an open, airy atmosphere that extends to the second-floor loft overlooking the living area. Skylights bring additional natural light into this versatile space, ideal for a home office, reading area or additional sitting room. The practical floor plan includes a kitchen with convenient first-floor laundry, updated bathrooms and generously sized bedrooms. Nearly the entire interior was freshly painted in October 2026, complementing flooring and carpeting installed in 2021. An impressive list of improvements includes a newer furnace (2020), tankless hot water heater (2022), two skylights (2025), upgraded attic insulation (2026) and a new energy recovery ventilation system (2026) designed to provide fresh-air circulation. Additional recent roof and plumbing improvements add to the home's appeal. Outside, enjoy a fenced backyard with gardening opportunities and frequent visits from local wildlife. Convenient to shopping, restaurants and everyday amenities, this home offers an appealing combination of space, comfort, recent improvements and the freedom of townhouse ownership without association fees!

26 Heyden Road, Troy
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